Homes for Sale | Homeland Program | HomeOwnership Education and Counseling
Southeastern Vermont Rehab Loan Fund | HomeOwnership Center Staff | HomeOwnership Center

Homeland Program

Affordable homeownership is available to low- and moderate-income homebuyers through our Homeland Program. We provide grants to assist you in purchasing an eligible single-family home of your choice, and work with you to obtain a mortgage loan from a local bank.

There are two ways to purchase a home through this program:

Purchase a home on the real estate market
Income-eligible homebuyers can receive grant funds to help subsidize the cost of a home for sale on the real estate market. Here is how it works: Income-eligible homebuyers first locate a single family home of their choice. Windham Housing Trust provides a grant of 20% of the sale price up to $40,000. In return, the Housing Trust retains ownership of the land, which assures long-term affordability to future homeowners of that property.

Purchase an existing Homeland property
Income-eligible homebuyers may buy a home that is already part of the Housing Trust system. When a current homeowner decides to sell their home, the Housing Trust helps the seller find another income-eligible buyer. The home is sold to the new buyer at below market value. View homes for sale in Windham Housing Trust’s Homeland Program.

In addition to this purchase subsidy, Homeland homebuyers can:

1. Get a below-market rate VHFA mortgage
2. Attend our Homebuyer Education Workshop
3. Receive one-on-one home buying counseling services
4. Receive financial assistance with closing cost

For more information, about how much money you can make when you sell see Homeland Fact Sheet.
If you are interested in purchasing a home through the Homeland Program, fill out a Homeland Application.

Click here to contact HomeOwnership Center Staff.

    

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